Credit Freeze

How to Freeze, or Un-Freeze and Protect your Credit Bureaus.

Book mark this page for easy access to ALL the Bureaus in one location should you need to access them. You can also use the Search feature within Litecom, search, "FREEZE".

 First lets get this part out of the way. You do not need to provide a credit card for these free services. You will only do that if you want to pay for a membership or service. All you will be doing is creating a "Freeze Account" accompanied by a PIN code used to create a thaw should you need to temporally un-freeze your credit to apply for credit or another example, car or home insurance.

First, let’s discuss this briefly. Have you ever wondered why your Credit Bureaus are unlocked by default? Great question, because they should be locked by default, thus preventing thieves from accessing your credit to obtain credit cards and accounts in your good name.

Here we have provided access to secure that information, for FREE.

You will create an account at each Bureau. You will not need to enter a credit card or payment method unless you so wish to take on additional services. Once created, you will create a PIN used to unlock them in the event you need to for some reason.

If you need to apply for credit, you will be able to "Un-Freeze or Thaw" your Bureau's for a period of time which you designate.

You can schedule a "Thaw", which is a determined time, in which the "Freeze" will automatically go back into effect.

The following links are direct access to the Bureaus.